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Portfolio
Net Worth Trend
$351,597+$20,070 (+6.06%)
Net Worth
$351,597
Total Assets
$723,232
Total Liabilities
$371,636
Investment Gain/Loss
+$47,050
On $150,812 with cost basis $103,761
Asset Breakdown
- Cash4.5% $32,421
- Brokerage14.2% $102,686
- Roth IRA6.7% $48,125
- Property74.7% $540,000
Fee Analysis
- Weighted expense ratio
- 0.033%
- Annual fees
- $38
- Cost over 10 yrs
- $691
Individual stocks (AAPL, MSFT, COST, JNJ) carry no fund fee. The 10-year cost is the growth given up to fees, assuming 7% a year. An illustration, not a forecast.
Assets & Debts
- Cash
- $32,421
- Investments
- $150,812
- Property
- $540,000
- Mortgage
- $371,200
- Credit cards
- $436
- Net worth
- $351,597
Accounts
Cash & Bank Accounts
$32,421- Joint CheckingChecking$8,420.55
- Emergency SavingsSavings$24,000.00
Investments
$150,812- BrokerageBrokerage$102,686.29
- Roth IRARoth IRA$48,125.30
Credit Cards
$436- Rewards CardCredit card$435.52
Loans
$371,200- Home MortgageMortgage$371,200.00
Property
$540,000- HomePrimary residence$540,000.00
Net Worth
$351,597
Income (September 2026)
$10,550
Expenses (September 2026)
$5,486
Investments
$150,812
+$47,050 (+45.3%) on cost basis
Asset Mix
- Cash4.5% $32,421
- Brokerage14.2% $102,686
- Roth IRA6.7% $48,125
- Property74.7% $540,000
Top Expenses (September 2026)
Savings Rate
You kept $5,064 of $10,550 in September 2026.
Recent Transactions
- Elm Street PharmacySep 27-$111.05
- Metro Transit PassSep 27-$51.10
- Noodle HouseSep 26-$79.35
- Tesla SuperchargerSep 24-$59.15
- CostcoSep 24-$88.78
- Maple Home GoodsSep 20-$123.37
Card order: Asset Mix, Top Expenses (September 2026), Savings Rate, Recent Transactions
Investment Performance
$130,408 → $150,477+$20,070 (+15.39%)period change
8 holdings worth $150,811.59. Prices as of October 5, 2026.
Column order: Shares, Price, Day, Value, Cost, Gain, Return. Sorted by Value, descending.
| $45,754 | +45.3% | |
| $39,234 | +52.3% | |
| $18,046 | +47.8% | |
| $13,357 | +95.0% | |
| $10,481 | -4.2% | |
| $9,519 | +36.1% | |
| $8,891 | +67.3% | |
| $5,529 | +31.3% |
October 2025 to September 2026
- Income
- $126,600
- Expenses
- $62,154
- Net savings
- $64,446
October 2025 to September 2026
$126,600
Total income
All income: latest 8 deposits
| Date | Description | Account | Amount |
|---|---|---|---|
| Sep 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Sep 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Aug 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Aug 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Jul 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Jul 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Jun 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Jun 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
All expenses: 33 transactions
| Date | Description | Category | Amount |
|---|---|---|---|
| Sep 27 | Elm Street Pharmacy | Health | $111.05 |
| Sep 27 | Metro Transit Pass | Transportation | $51.10 |
| Sep 26 | Noodle House | Dining | $79.35 |
| Sep 24 | Tesla Supercharger | Transportation | $59.15 |
| Sep 24 | Costco | Groceries | $88.78 |
| Sep 20 | Maple Home Goods | Shopping | $123.37 |
| Sep 20 | Zelle to Rosa M. (house cleaning) | Housing | $120.00 |
| Sep 18 | Fiberline Internet | Utilities | $70.00 |
| Sep 17 | Amazon | Shopping | $123.84 |
| Sep 17 | Northside Clinic | Health | $112.59 |
| Sep 15 | McDonald's | Dining | $31.64 |
| Sep 14 | Trailhead Outfitters | Shopping | $55.52 |
| Sep 14 | Taqueria Sol | Dining | $28.31 |
| Sep 14 | Juniper Bistro | Dining | $79.58 |
| Sep 12 | Uber | Transportation | $70.99 |
| Sep 12 | Auto Insurance | Transportation | $142.00 |
| Sep 10 | Clearwater Utility | Utilities | $56.84 |
| Sep 8 | Family Dental Care | Health | $121.16 |
| Sep 8 | City Power and Light | Utilities | $153.48 |
| Sep 7 | Target | Groceries | $118.35 |
| Sep 6 | Metro Transit Pass | Transportation | $52.15 |
| Sep 6 | Greenfield Market | Groceries | $151.54 |
| Sep 6 | Harvest Co-op | Groceries | $89.60 |
| Sep 5 | McDonald's | Dining | $49.64 |
| Sep 5 | Walmart | Groceries | $161.33 |
| Sep 3 | Home Mortgage Payment | Housing | $2,650.00 |
| Sep 2 | City Parking | Transportation | $56.49 |
| Sep 1 | Amazon | Shopping | $119.15 |
| Sep 1 | Taqueria Sol | Dining | $85.35 |
| Sep 1 | Noodle House | Dining | $14.93 |
| Sep 1 | Juniper Bistro | Dining | $47.02 |
| Sep 1 | Walmart | Groceries | $95.49 |
| Sep 1 | Target | Groceries | $115.80 |
Moved between accounts
$2,935.27
September 2026
Counted as spending
$0.00
Transfers are neutral
Linked pairs
2
2 possible transfers to review
These look like two sides of one movement. Linking them keeps both out of your income and your spending.
Joint Checking → Brokerage$1,000.00
Between your accounts · Sep 28 · ONLINE TRANSFER 4471
Emergency Savings → Joint Checking$250.00
Between your accounts · Sep 12 · TRANSFER FROM SAV
Linked transfers
- Linked
Joint Checking → Rewards Card$2,435.27
Credit card payment · Sep 25 · Rewards Card Payment
- Linked
Joint Checking → Emergency Savings$500.00
Between your accounts · Sep 16 · Transfer to Emergency Savings
September 2026
Safe to spend
$679
$5,596 spent of $6,275 · 10 days left
Over pace
Left to assign
$0
Every dollar has a job.
Per day left
$62
for 11 days, today included
Rollover
$0
carried in from earlier months
Needs90%
$4,338
of $4,800 budgeted
Wants78%
$758
of $975 budgeted
Savings & Debt100%
$500
of $500 budgeted
Everything you own, in one picture
Paiso replaces the spreadsheets and separate apps you use to track your money.
One dashboard and one portfolio view for every account you own and every debt you owe.
Learn more about Overview →Net Worth
$351,597
Income (September 2026)
$10,550
Expenses (September 2026)
$5,486
Investments
$150,812
+$47,050 (+45.3%) on cost basis
Asset Mix
- Cash4.5% $32,421
- Brokerage14.2% $102,686
- Roth IRA6.7% $48,125
- Property74.7% $540,000
Top Expenses (September 2026)
Savings Rate
You kept $5,064 of $10,550 in September 2026.
Recent Transactions
- Elm Street PharmacySep 27-$111.05
- Metro Transit PassSep 27-$51.10
- Noodle HouseSep 26-$79.35
- Tesla SuperchargerSep 24-$59.15
- CostcoSep 24-$88.78
- Maple Home GoodsSep 20-$123.37
Card order: Asset Mix, Top Expenses (September 2026), Savings Rate, Recent Transactions
Track stocks, ETFs, mutual funds, property and other assets alongside everything else.
Learn more about Investments →Investment Performance
$130,408 → $150,477+$20,070 (+15.39%)period change
8 holdings worth $150,811.59. Prices as of October 5, 2026.
Column order: Shares, Price, Day, Value, Cost, Gain, Return. Sorted by Value, descending.
| $45,754 | +45.3% | |
| $39,234 | +52.3% | |
| $18,046 | +47.8% | |
| $13,357 | +95.0% | |
| $10,481 | -4.2% | |
| $9,519 | +36.1% | |
| $8,891 | +67.3% | |
| $5,529 | +31.3% |
Know what you earn, what you spend and what you keep, month by month.
Learn more about Cash Flow →October 2025 to September 2026
- Income
- $126,600
- Expenses
- $62,154
- Net savings
- $64,446
October 2025 to September 2026
$126,600
Total income
All income: latest 8 deposits
| Date | Description | Account | Amount |
|---|---|---|---|
| Sep 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Sep 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Aug 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Aug 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Jul 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Jul 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
| Jun 15 | Salary (Daniel) | Joint Checking | +$4,100.00 |
| Jun 1 | Salary (Maya) | Joint Checking | +$6,450.00 |
All expenses: 33 transactions
| Date | Description | Category | Amount |
|---|---|---|---|
| Sep 27 | Elm Street Pharmacy | Health | $111.05 |
| Sep 27 | Metro Transit Pass | Transportation | $51.10 |
| Sep 26 | Noodle House | Dining | $79.35 |
| Sep 24 | Tesla Supercharger | Transportation | $59.15 |
| Sep 24 | Costco | Groceries | $88.78 |
| Sep 20 | Maple Home Goods | Shopping | $123.37 |
| Sep 20 | Zelle to Rosa M. (house cleaning) | Housing | $120.00 |
| Sep 18 | Fiberline Internet | Utilities | $70.00 |
| Sep 17 | Amazon | Shopping | $123.84 |
| Sep 17 | Northside Clinic | Health | $112.59 |
| Sep 15 | McDonald's | Dining | $31.64 |
| Sep 14 | Trailhead Outfitters | Shopping | $55.52 |
| Sep 14 | Taqueria Sol | Dining | $28.31 |
| Sep 14 | Juniper Bistro | Dining | $79.58 |
| Sep 12 | Uber | Transportation | $70.99 |
| Sep 12 | Auto Insurance | Transportation | $142.00 |
| Sep 10 | Clearwater Utility | Utilities | $56.84 |
| Sep 8 | Family Dental Care | Health | $121.16 |
| Sep 8 | City Power and Light | Utilities | $153.48 |
| Sep 7 | Target | Groceries | $118.35 |
| Sep 6 | Metro Transit Pass | Transportation | $52.15 |
| Sep 6 | Greenfield Market | Groceries | $151.54 |
| Sep 6 | Harvest Co-op | Groceries | $89.60 |
| Sep 5 | McDonald's | Dining | $49.64 |
| Sep 5 | Walmart | Groceries | $161.33 |
| Sep 3 | Home Mortgage Payment | Housing | $2,650.00 |
| Sep 2 | City Parking | Transportation | $56.49 |
| Sep 1 | Amazon | Shopping | $119.15 |
| Sep 1 | Taqueria Sol | Dining | $85.35 |
| Sep 1 | Noodle House | Dining | $14.93 |
| Sep 1 | Juniper Bistro | Dining | $47.02 |
| Sep 1 | Walmart | Groceries | $95.49 |
| Sep 1 | Target | Groceries | $115.80 |
Moved between accounts
$2,935.27
September 2026
Counted as spending
$0.00
Transfers are neutral
Linked pairs
2
2 possible transfers to review
These look like two sides of one movement. Linking them keeps both out of your income and your spending.
Joint Checking → Brokerage$1,000.00
Between your accounts · Sep 28 · ONLINE TRANSFER 4471
Emergency Savings → Joint Checking$250.00
Between your accounts · Sep 12 · TRANSFER FROM SAV
Linked transfers
- Linked
Joint Checking → Rewards Card$2,435.27
Credit card payment · Sep 25 · Rewards Card Payment
- Linked
Joint Checking → Emergency Savings$500.00
Between your accounts · Sep 16 · Transfer to Emergency Savings
September 2026
Safe to spend
$679
$5,596 spent of $6,275 · 10 days left
Over pace
Left to assign
$0
Every dollar has a job.
Per day left
$62
for 11 days, today included
Rollover
$0
carried in from earlier months
Needs90%
$4,338
of $4,800 budgeted
Wants78%
$758
of $975 budgeted
Savings & Debt100%
$500
of $500 budgeted
Private by design
Read how Paiso protects your data →01
Your account is protected
Sign in with two-factor authentication. Paiso stores your password only as a one-way hash.
02
Paiso never sees your bank login
When you connect your finances, you sign in inside Plaid. Your bank username and password never reach Paiso.
03
Paiso never sells your data
Paiso shows no ads and does not use your data for advertising.
Choose your plan
See full pricing →Basic
For people who want to control their data. Does not connect with your financial institutions and requires manual data upload.
$1.99/month
New subscribers get 3 months free, then $1.99 per month.
- Dashboard and portfolio overview
- Stocks, ETFs, mutual funds, property and other assets
- Income, expenses and transfers
- Cash, credit card, loan and mortgage transactions
- Import transactions from CSV, OFX and QFX files
Advanced
For people who want a streamlined experience. Connect your financial institutions for automated syncing.
$6.99/month
New subscribers get 1 month free, then $6.99 per month.
- Dashboard and portfolio overview
- Comprehensive view of Stocks, ETFs, Mutual Funds, Retirement, Education, Health accounts, property and other assets
- Automatically import your financial data, transactions, investments and liabilities
- Income, expenses, transfers and build monthly budgets. Measure how you perform against them
Pro
For people who want a complete picture of their finances with comprehensive planning tools.
- Everything in Advanced, plus
- RSUs and vesting schedules
- Tax performance
- Retirement and life planning
Why Paiso charges
No ads
Paiso shows no ads and does not use your data for advertising.
Your data is not for sale
Paiso never sells your data. Your subscription is the only way Paiso earns money.
Running Paiso costs money
Your subscription pays for the servers that store and protect your data. On Advanced, it also pays the provider that connects your bank accounts.
Self-hosted
Run Paiso on your own server
A free, open-source edition of Paiso is coming. Host it yourself and your financial data never leaves hardware you control.
Common questions
What does Paiso cost?
Paiso has two plans on sale, Basic and Advanced, and you can pay monthly or yearly. The pricing page shows the current prices and any free period on offer.
Is there a free plan?
No. Paiso shows no ads and never sells your data, so subscriptions pay for the service. When Paiso runs a promotion, a new subscription starts with a free period.
What happens if I cancel?
Your plan stays active until the end of the period you paid for. After that, your account becomes read-only. Paiso keeps your data until you delete your account, and you can renew at any time.
Does Paiso sell my data?
No. Paiso never sells your data and does not use it for advertising.
Do I have to connect my bank?
No. On every plan you can add accounts by hand and import transactions from CSV, OFX and QFX files. Connecting a bank is part of the Advanced plan.
Take control of your money today
Set up your accounts in minutes and see your full picture.